1. Information We Collect

We collect information that identifies, relates to, or could reasonably be linked to you ("Personal Data").

A. Information You Provide

• Account Data: Name, email address, phone number, and password when you register.
• Business Data: For merchants, we collect business names, addresses, tax identification numbers, and contact details.
• Asset Data: Information related to loading loyalty balances (e.g., store credit or points) onto your digital or physical cards.

B. Information Collected Automatically

• Transaction Data: Details of when and where you use your Tap-to-Pay card, including merchant location, transaction amount, and rewards earned.
• Technical Data: IP address, browser type, device ID, and interaction logs.

2. How We Use Your Information

We use the data we collect for the following purposes:

• To provide the "Tap to Pay" loyalty experience and track rewards.
• To allow merchants to manage gift card programs and access customer insights.
• To process asset loads and verify balances.
• To improve our platform performance and user experience.
• To send security alerts and administrative messages.

3. Sharing Your Information

We do not sell your personal data. Sharing occurs only in the following contexts:

• Partner Merchants: Information is shared with the specific merchants where you use your card to process your transaction and rewards.
• Service Providers: We use third-party vendors for hosting, security, and analytics.
• Legal Obligations: We may disclose data if required by law or to protect our legal rights.

4. Data Security

We implement security measures to protect your information. However, no electronic transmission or storage is 100% secure. You are responsible for the physical security of your Tap-to-Pay cards and the confidentiality of your account credentials.

5. Your Rights

Depending on your jurisdiction (such as under the NDPR in Nigeria), you may have the right to:

• Access your personal data.
• Request corrections to inaccurate data.
• Request the deletion of your data.
• Withdraw your consent for data processing.

6. Contact Us

If you have questions regarding this policy, please reach out to us:

Fonjible Ltd
Address: 53 D Line, Ewet Housing Estate, Akwa Ibom, Nigeria.
Email: info@fonjible.com