At Fonjible, we are committed to protecting the privacy and security of our users' personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you use our mobile application ("Fonjible" or "the App"). By using Fonjible, you consent to the practices described in this policy.

Information We Collect

• Personal Information: We may collect personal information that you voluntarily provide to us, such as your name, email address, phone number, and business information when you create an account or use certain features of the App.
• Financial Information: To facilitate transactions and provide financial services, we may collect financial information, including bank account details, payment card information, and transaction history.
• Device Information: We may collect information about the device you use to access Fonjible, such as the device type, operating system, unique device identifiers, and mobile network information.
• Usage Information: We may collect information about how you use the App, including the features you access, the pages you visit, and the time and date of your activities.

How We Use Your Information

• To Provide and Improve Services: We use your information to provide, maintain, and improve Fonjible's functionality, features, and user experience. This includes processing transactions, managing your account, and offering customer support.
• To Personalize Your Experience: We may use your information to personalize your experience within the App, such as by tailoring content and recommendations to your interests.
• To Communicate with You: We may use your information to communicate with you about your account, transactions, updates, promotions, and other relevant information. You can manage your communication preferences within the App settings.
• To Protect Against Fraud and Security Risks: We may use your information to detect, prevent, and investigate fraud, security breaches, and other potentially prohibited or illegal activities.
• To Comply with Legal Obligations: We may use and disclose your information to comply with applicable laws, regulations, legal processes, or government requests.

How We Share Your Information

• With Service Providers: We may share your information with trusted third-party service providers who assist us in operating Fonjible, processing payments, conducting fraud prevention activities, and providing other services on our behalf. These service providers are contractually obligated to protect your information and only use it for the purposes we specify.
• With Business Partners: We may share your information with business partners to offer you joint products, services, or promotions.
• With Your Consent: We may share your information with other parties when we have your explicit consent to do so.
• In Aggregated or De-Identified Form: We may share aggregated or de-identified information that cannot reasonably be used to identify you.

Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Your Choices

• Access and Update: You can access and update your personal information within the App settings.
• Marketing Communications: You can opt out of receiving marketing communications from us by following the unsubscribe instructions in our emails or by adjusting your communication preferences in the App settings.

Children's Privacy

Fonjible is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy within the App and updating the "Last Updated" date at the top of this policy. Your continued use of Fonjible after any changes signifies your acceptance of the revised Privacy Policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us through the "Contact Us" form in the App.